Yield Sources - Ground

Use Ground to allocate stablecoins to tokenized funds and DeFi lending products. Compare the sources below by asset type, supported stablecoin, and withdrawal timing. For tokenized equities and ETFs, see Stock Tokens.

Available yield sources

Fetch the portfolio asset catalog before creating or updating a strategy. It lists the assets visible to your organization; production and sandbox can support different sources and chains. Set BASE_URL and API_TOKEN for your environment as described in API conventions, then call:

curl -X GET "$BASE_URL/v2/wallets/assets" \
  -H "Authorization: Bearer $API_TOKEN"

The response lists assets in data. Select entries with kind: "yield_source"; stock entries have kind: "stock". The response contains the full catalog, so nextCursor is always null. This illustrative response shows one yield source. If apyBps is null, display the historical rate as unavailable, not zero.

{
  "data": [
    {
      "id": "figure-prime-usdc",
      "kind": "yield_source",
      "name": "Figure PRIME",
      "chain": "solana",
      "mode": "active",
      "protocol": "figure",
      "depositToken": "usdc",
      "denominationCurrency": "USD",
      "apyBps": null,
      "navUpdateMode": "discrete",
      "maxAllocationUsd": null,
      "processingPolicies": {
        "deposit": {
          "processingTimeBasis": "elapsed_seconds",
          "typicalMinUnits": 0,
          "typicalMaxUnits": 0
        },
        "redeem": {
          "processingTimeBasis": "provider_managed",
          "typicalMinUnits": null,
          "typicalMaxUnits": null,
          "processingEstimate": null,
          "maximum": null
        }
      },
      "description": "Solana shares backed by pooled home-equity lines of credit and cash equivalents.",
      "allocationGroup": "usdc",
      "tvlUsd": null,
      "utilizationPct": null,
      "addresses": [],
      "allocations": [],
      "links": []
    }
  ],
  "nextCursor": null
}

Check purchase access

An asset can appear in the catalog before Ground enables purchases for your organization. In production, organizations with limited self-serve access cannot make new purchases of Superstate, Centrifuge, Etherfuse, or Ondo products. Figure products, including Tempo PRIME, remain available under the usual source mode and route requirements. Morpho, Aave, Maple, and Kamino remain available. Checker, Kii Global, PEXX, and organizations created through the Checker portal cannot make new Centrifuge purchases in production, even with full production access. Their other purchases remain subject to the usual product approvals. Check purchaseAvailability.enabled before offering a buy. If it is false, disable purchases, display purchaseAvailability.reason, and contact Ground for access. Ondo and Etherfuse also require their product access to be enabled. Check the asset’s mode and available buyAssets routes. A new buy without access returns 403 product_not_enabled before funds are reserved. Existing holdings remain visible and can still be sold through supported routes. An accepted purchase continues if access changes while it is processing. These restrictions apply to Ground API purchases and new API-managed gtoken admissions. Previously allowlisted addresses retain their onchain permissions; onchain deposits made directly from those addresses remain possible.

List assets without an API key

To display publicly visible yield sources and stocks, call GET /v2/public/yield-sources. No API key is required. Assets restricted to specific organizations are excluded. The response lists assets in data and includes generatedAt, the time the catalog was loaded. For organization-specific purchase access and supported routes, use List portfolio assets.

Public asset fields

Field	Meaning
`kind`	`yield_source` or `stock`. Determines which return fields the entry includes.
`publicationStatus`	Ground’s display label: `listed`, `preview`, or `hidden`. This label does not filter the response or grant purchase access.
`depositToken`	For yield sources, the default settlement stablecoin. For stocks, the stablecoin used by an active purchase route, or `null` when unavailable.
`sourceUrl`	The provider’s page. Stock entries link to Ondo Global Markets.
`denominationCurrency`	Currency used to measure a yield source’s APY. CETES uses MXN.
`apyBps`	Yield source’s annualized 30-day return in basis points, measured in `denominationCurrency`. `null` means the rate is unavailable.
`priceReturn30dBps`	Stock token’s USD price change over 30 days, in basis points. A value of `-250` means the price fell 2.5%. `null` means there is not enough price history. This is a price return, not APY.
`priceReturnUpdatedAt`	Time of the stock return observation, or `null` when unavailable.

Display missing returns as unavailable, not zero. CETES returns are measured in MXN; USD values also change with the exchange rate. See CETES details and Stock Tokens.

RWA

Yield source ID	Stablecoins	Availability	Liquidity	Description
`ground-ustb-vault`	USDC	Production and sandbox	Typically within 2 hours	Short-duration U.S. Treasury bill exposure through Invesco Short Duration US Government Securities Fund tokenized by Superstate.
`ground-uscc-vault`	USDC	Production and sandbox	1–2 banking days typical	Crypto cash-and-carry, staking, and U.S. Treasury exposure through the Bitwise Crypto Carry Fund tokenized by Superstate.
`ground-solana-ustb-vault`	USDC	Sandbox only	1–2 banking days typical	USTB through a Ground vault on Solana devnet; sandbox only.
`ground-jaaa-usdc-vault`	USDC	Production and sandbox	1–2 banking days typical	AAA-rated collateralized loan obligation exposure through Janus Henderson JAAA tokenized by Centrifuge.
`ground-jaaa-usdt-vault`	USDT	Production and sandbox	1–2 banking days typical	The USDT-funded yield source for the same JAAA strategy, available in production and sandbox.
`ground-jtrsy-usdc-vault`	USDC	Production and sandbox	Instant through Basin when available; otherwise 1–2 banking days typical	Short-duration U.S. Treasury exposure through Janus Henderson JTRSY tokenized by Centrifuge.
`ground-jtrsy-usdt-vault`	USDT	Production and sandbox	1–2 banking days typical	The USDT-funded source for the same JTRSY strategy.
`figure-prime-usdc`	USDC	Production and sandbox	Provider-managed USDC settlement	Solana shares backed by pooled home-equity lines of credit (HELOCs) and cash equivalents.
`figure-auto-usdc`	USDC	Production and sandbox	Provider-managed USDC settlement	Solana shares backed by pooled auto loans and cash equivalents.
`etherfuse-cetes-stellar`	USDC	Production and sandbox	Instant (subject to liquidity)	Short-term Mexican government bonds on Stellar, denominated in MXN.

DeFi

Yield source ID	Stablecoins	Availability	Liquidity	Description
`syrup-usdc`	USDC	Production and sandbox	Typically within 3 hours	Overcollateralized lending via Maple Finance’s Syrup.
`syrup-usdt`	USDT	Production and sandbox	Typically within 3 hours	Ethereum USDT lending via Maple Finance.
`morpho-gauntlet-usdc`	USDC	Production and sandbox	Instant	Morpho Gauntlet USDC Prime ERC-4626 vault.
`morpho-steakhouse-usdc`	USDC	Production and sandbox	Instant	Morpho Steakhouse USDC Prime ERC-4626 vault.
`morpho-august-usdc-v2`	USDC	Production and sandbox	Instant	Morpho August USDC V2 ERC-4626 vault.
`morpho-smokehouse-usdc`	USDC	Production and sandbox	Instant, subject to vault liquidity	Morpho Smokehouse USDC on Ethereum.
`morpho-gauntlet-usdc-base`	USDC	Production only	Instant, subject to vault liquidity	Morpho Gauntlet USDC Prime on Base; production only.
`morpho-steakhouse-usdc-base`	USDC	Production only	Instant, subject to vault liquidity	Morpho Steakhouse Prime USDC on Base; production only.
`kamino-allez-usdc`	USDC	Production and sandbox	Instant	Solana USDC kvault curated by Allez.
`kamino-gauntlet-frontier-usdc`	USDC	Production and sandbox	Instant	Solana USDC kvault curated by Gauntlet.
`kamino-rockawayx-rwa-usdc`	USDC	Production and sandbox	Instant	Solana USDC kvault curated by RockawayX.
`kamino-steakhouse-usdc`	USDC	Production and sandbox	Instant	Solana USDC kvault curated by Steakhouse.
`kamino-superstate-usdc`	USDC	Production and sandbox	Instant	Kamino klend reserve backed by Superstate collateral.
`aave-v3-usdc`	USDC	Production and sandbox	Instant, subject to pool liquidity	Ethereum USDC lending through Aave V3 Core.
`justlend-v1-usdt`	USDT (TRON)	Production and sandbox	Onchain, subject to market liquidity	TRON USDT lending through JustLend V1; simulated market on Shasta in sandbox.

Choose a funding asset

Use id as the yieldSourceId when creating a wallet or updating a strategy. Check buyAssets for assets accepted by direct purchase routes and sellAssets for assets returned by direct redemption routes. depositToken identifies the default settlement stablecoin; other funding assets may be supported. For automatic wallets, allocationGroup identifies the source’s strategy group. See Allocation groups for compatible funds and networks. For supported vaults, fee wrappers let you add management or performance fees to wallet positions. Minimum allocation amounts vary by yield source. ground-uscc-vault requires at least 1 USDC. The JAAA and JTRSY yield sources require at least 0.01 units of their configured stablecoin. In sandbox, ground-jaaa-usdt-vault has a per-wallet allocation cap of USD 1,000. The production source has no configured cap. Check the live catalog and validate allocation amounts for your organization.

Catalog fields

Each entry has a stable public id, a kind, display metadata, and chain support. Use buyAssets and sellAssets to find supported direct purchase and redemption routes. Entries can also include the following fields:

Field	Description
`tvlUsd`	Current source TVL in USD when provider data is available.
`depositToken`	Default settlement stablecoin. Use `buyAssets` and `sellAssets` for supported direct routes.
`allocationGroup`	Strategy group for yield sources, such as `usdc`, `usdt`, or `usdt:tron`. Stocks return `null`; use their purchase and redemption routes.
`denominationCurrency`	Currency of the source and its historical `apyBps`: MXN for CETES, USD for existing USD sources.
`purchaseAvailability`	Organization-specific `{ enabled, reason }` for new purchases. Check source mode and buy routes separately.
`currentApy`	Optional current rate preview: `apyBps`, `asOf`, and `validUntil`. Display separately from historical `apyBps` and stop displaying it at `validUntil`. See each source’s details for methodology.
`utilizationPct`	Vault-level deployed-asset utilization when applicable. RWA funds return `null`.
`addresses[]`	Protocol addresses relevant to the source.
`links[]`	Provider and contract links.
`allocations[]`	Underlying allocation or target-exposure rows.
`maxAllocationUsd`	Optional per-wallet allocation limit as a fixed-precision USD string; `null` means no configured catalog cap.
`processingPolicies`	Typical deposit and redemption timing, with an optional estimate computed at request time.

How Ground RWA Vaults work

When you allocate to a Ground RWA Vault, your Portfolio Wallet holds a wallet-specific, non-transferable Ground receipt that tracks its position. The underlying provider instrument stays in the vault. See Onchain architecture for the routing and request, processing, and claim steps. Some actions settle immediately. Others wait for the provider to fulfill a request, the vault to process it, and the wallet to claim the result. processingPolicies and withdrawal previews provide operational processing estimates. Actual completion depends on provider fulfillment and vault processing. The Terms and Conditions of Lending govern use of Ground RWA Vaults.

RWA details

Invesco Short Duration US Government Securities Fund tokenized by Superstate


Yield source IDs	`ground-ustb-vault`
Type	Tokenized U.S. Treasury exposure
Stablecoins	USDC
Chain	Ethereum in production; Ethereum Sepolia in sandbox
Liquidity	Typically within 2 hours; timing depends on available Superstate liquidity
Provider page	Superstate USTB

Ground vaults

Environment	Stablecoin	Yield source ID	Ground vault
Production	USDC	`ground-ustb-vault`	`0x5a68cfE0DCCcfA4991e5a92d2c382b15B41C4119`
Sandbox	USDC	`ground-ustb-vault`	`0x7DB59Ed654aE4b3756eA81803Ff32528eA907DCa`

The Ground USTB vault issues a non-transferable Ground receipt to the Portfolio Wallet rather than transferring USTB to the wallet directly.

Superstate redemption facility

Superstate’s onchain USDC redemption facility (RedemptionIdle) exchanges USTB for USDC at the provider’s redemption price, subject to the USDC available in the facility. This is a liquidity pool for redeeming fund shares, not a market sale of the wallet’s Ground receipt. Superstate describes onchain liquidity as available for instant redemption where available. The Ground vault checks the facility’s redeemable amount before exchanging USTB. Its contract supports synchronous redemption when sufficient facility liquidity is available. Portfolio Wallet withdrawals use an asynchronous request, process, and claim workflow: the requested position is reserved, processing redeems the underlying USTB, and the wallet claims USDC. Facility liquidity enables the underlying exchange; it does not make every API withdrawal complete instantly. The catalog’s typical two-hour estimate is an operational estimate, not a completion deadline. If liquidity is insufficient, settlement must wait for available liquidity and processing. Use withdrawal previews and poll the withdrawal or consume status-change webhooks until it completes.

Bitwise Crypto Carry Fund tokenized by Superstate


Yield source IDs	`ground-uscc-vault`
Type	Tokenized crypto carry fund
Stablecoins	USDC
Chain	Ethereum in production; Ethereum Sepolia in sandbox
Liquidity	Typically 1–2 banking days for deposits and redemptions; no configured maximum
Provider page	Superstate USCC

The Ground gUSCC vault provides exposure to crypto cash-and-carry, staking, and U.S. Treasury strategies. The Portfolio Wallet holds a non-transferable Ground receipt. Deposits and redemptions use an asynchronous request, process, and claim workflow; submitted requests remain pending until provider fulfillment and wallet settlement complete. Fund value can increase or decrease.

Environment	Stablecoin	Yield source ID	Ground vault
Production	USDC	`ground-uscc-vault`	`0x6fd0f5224d571250A830ADb09bC8cD21A0d64BEf`
Sandbox	USDC	`ground-uscc-vault`	`0x70B2458EB62EC019b53494E3C214730549E5B558`

Put this source under strategy.allocations.usdc. The effective minimum deposit is 1 USDC. There is currently no configured catalog allocation cap in either environment. Check maxAllocationUsd before allocating.

Superstate USTB on Solana


Yield source IDs	`ground-solana-ustb-vault`
Type	Tokenized U.S. Treasury exposure
Stablecoins	USDC
Chain	Solana devnet in sandbox; unavailable in production
Liquidity	Typically 1–2 banking days for deposits and redemptions; no configured maximum
Provider page	Superstate USTB

This sandbox source uses an asynchronous Ground vault on Solana devnet. Select ground-solana-ustb-vault under strategy.allocations.usdc; the Ethereum source ground-ustb-vault is a separate catalog entry. The Solana yield source follows provider-operated settlement and does not use Ethereum’s onchain redemption facility. Wait for the deposit or withdrawal workflow to complete before using the settled position or USDC.

Janus Henderson JAAA tokenized by Centrifuge


Yield source IDs	`ground-jaaa-usdc-vault`, `ground-jaaa-usdt-vault`
Type	Tokenized AAA-rated collateralized loan obligation fund
Stablecoins	USDC, USDT
Chain	Ethereum in production; Ethereum Sepolia in sandbox
Liquidity	Typically 1–2 joint U.S./BVI banking days
Provider page	Centrifuge JAAA

Ground vaults

Environment	Stablecoin	Yield source ID	Ground vault
Production	USDC	`ground-jaaa-usdc-vault`	`0xA0FC15E1c879acd4036d912425997811fA49A195`
Production	USDT	`ground-jaaa-usdt-vault`	`0x25b7EB555864504a413E573647b90F69Bf29937D`
Sandbox	USDC	`ground-jaaa-usdc-vault`	`0xf13E207d7F0CFAc068Bd34cA13c062c66772541d`
Sandbox	USDT	`ground-jaaa-usdt-vault`	`0x0251E101bf9811F7c5907Bf55c36AB094F88Fa54`

Your Portfolio Wallet holds a non-transferable Ground receipt for its JAAA position. Deposits and redemptions complete after the provider fulfills the request, the vault processes it, and the wallet claims the result. The position’s net asset value (NAV) updates when the fund publishes a new value. For an automatic wallet, put ground-jaaa-usdc-vault under strategy.allocations.usdc or ground-jaaa-usdt-vault under strategy.allocations.usdt. Both sources are available in production and sandbox.

Janus Henderson JTRSY tokenized by Centrifuge


Yield source IDs	`ground-jtrsy-usdc-vault`, `ground-jtrsy-usdt-vault`
Type	Tokenized short-duration U.S. Treasury fund
Stablecoins	USDC, USDT
Chain	Ethereum in production; Ethereum Sepolia in sandbox
Liquidity	Instant through Basin when available for USDC; otherwise typically 1–2 banking days and up to 3 banking days
Maximum allocation	No configured catalog cap in production or sandbox; check `maxAllocationUsd`
Provider page	Centrifuge JTRSY

Ground vaults

Environment	Stablecoin	Yield source ID	Ground vault
Production	USDC	`ground-jtrsy-usdc-vault`	`0x668c8B417314cC231bB18D948F3835e79c85Fe43`
Production	USDT	`ground-jtrsy-usdt-vault`	`0x6E48246dC3eFC8A5F7d342F90AC7833791C782c7`
Sandbox	USDC	`ground-jtrsy-usdc-vault`	`0xfF5155c2389f8552795C0fA12fa3005260F417ec`
Sandbox	USDT	`ground-jtrsy-usdt-vault`	`0xCAa3b4C38Ee8EA43aAa3a44b50dACB4B3032C1CA`

Your Portfolio Wallet holds a non-transferable Ground receipt for its JTRSY position. Choose the USDC or USDT source for your strategy’s funding asset. USDC redemptions use Basin liquidity when available; otherwise both sources wait for Centrifuge processing. Neither source has a configured catalog cap in production or sandbox. Check maxAllocationUsd in the live catalog before constructing a strategy.

Figure PRIME and Figure AUTO

	Figure PRIME	Figure AUTO
Yield source ID	`figure-prime-usdc`	`figure-auto-usdc`
Type	Pooled HELOC-backed assets and cash equivalents	Pooled auto-loan-backed assets and cash equivalents
Stablecoins	USDC	USDC
Chain	Solana in production; Solana devnet in sandbox	Solana in production; Solana devnet in sandbox
Wallet asset	Direct PRIME SPL shares	Direct AUTO SPL shares
NAV	Discrete; may increase or decrease	Discrete; may increase or decrease
Liquidity	Provider-managed USDC settlement	Provider-managed USDC settlement
Provider page	Hastra PRIME	Hastra AUTO

PRIME provides exposure to a pool of home-equity lines of credit; AUTO provides exposure to a pool of auto loans. Both can also hold cash equivalents. The Portfolio Wallet holds the selected product’s SPL shares directly. These are credit exposures: share value and returns depend on the underlying pool, and NAV can increase or decrease.

Allocation and settlement

Put either source under strategy.allocations.usdc. Entry atomically converts USDC through wYLDS into PRIME or AUTO shares. Share redemption converts the selected shares into wYLDS, followed by a separate provider-managed redemption from wYLDS to USDC. See Hastra’s Solana integration guide for the provider redemption lifecycle. Pending redemption value remains in the wallet total and the originating product’s performance, but is unavailable for another withdrawal or allocation. Receiving wYLDS does not mean the USDC withdrawal is complete. Poll the withdrawal or consume status-change webhooks until it completes. For USDC settlement, processingPolicies.redeem.processingTimeBasis is "provider_managed". The API returns processingEstimate and maximum as null for this basis. Display the settlement estimate as unavailable. Wait for the withdrawal to complete before treating the USDC as available.

Rate and availability

The catalog returns a signed 30-day realized APY when enough fresh price history exists; otherwise apyBps is null. A negative rate indicates a decline over that observation period. This historical return is not a promised rate and can differ from the provider’s displayed rate when the observation windows differ. utilizationPct is null. Fetch the live environment catalog before constructing a strategy. Dormant or halted sources are not selectable for new allocations; existing positions remain visible and can enter the redemption workflow, subject to provider liquidity and processing.

Etherfuse Mexican Treasuries (CETES)

Etherfuse CETES is available only to eligible non-US users. Ground must enable purchases for your organization.


Yield source IDs	`etherfuse-cetes-stellar`
Type	Short-term Mexican government bonds
Stablecoins	USDC
Chain	Stellar in production; Stellar Testnet in sandbox
Liquidity	Instant (subject to liquidity)
Provider page	Etherfuse

Use USDC on the catalog entry’s Stellar network to buy or redeem CETES through its buyAssets and sellAssets routes. For an automatic wallet, allocate to etherfuse-cetes-stellar under strategy.allocations.usdc. A purchase moves USDC into a pending claim until CETES delivery is confirmed. Your wallet then holds CETES directly in positions. Automatic wallets also show its USDC strategy target in strategyAllocations. CETES returns are measured in Mexican pesos (MXN). Catalog and position apyBps report the historical 30-day annualized return, with denominationCurrency: "MXN". If the local rate is unavailable, apyBps is null; display it as unavailable. The USD value can fall even when the MXN return is positive. Wallet balances, earnings, portfolio performance, and risk metrics are measured in USD and include exchange-rate movements. Wallet-level APY is unavailable while CETES is held. See Displaying yield.

DeFi details

Maple Syrup USDC


Yield source ID	`syrup-usdc`
Type	Overcollateralized lending
Stablecoins	USDC
Chain	Ethereum
Liquidity	Typically within 3 hours

Syrup USDC is an overcollateralized lending product from Maple Finance. Withdrawals can be queue-based depending on protocol liquidity.

Maple Syrup USDT


Yield source ID	`syrup-usdt`
Type	Overcollateralized lending
Stablecoins	USDT
Chain	Ethereum
Liquidity	Typically within 3 hours

Syrup USDT currently has no configured catalog cap in production or sandbox. Check maxAllocationUsd in the live catalog for your organization.

Morpho Gauntlet USDC Prime


Yield source ID	`morpho-gauntlet-usdc`
Type	Overcollateralized lending
Stablecoins	USDC
Chain	Ethereum
Liquidity	Instant

This source allocates into Morpho’s Gauntlet USDC Prime ERC-4626 vault. Ground values the position from onchain convertToAssets() reads.

Morpho Steakhouse USDC Prime


Yield source ID	`morpho-steakhouse-usdc`
Type	Overcollateralized lending
Stablecoins	USDC
Chain	Ethereum
Liquidity	Instant

This source allocates into Morpho’s Steakhouse USDC Prime ERC-4626 vault.

Morpho August USDC V2


Yield source ID	`morpho-august-usdc-v2`
Type	Overcollateralized lending
Stablecoins	USDC
Chain	Ethereum
Liquidity	Instant

This source allocates into Morpho’s August USDC V2 ERC-4626 vault.

Morpho Smokehouse USDC


Yield source IDs	`morpho-smokehouse-usdc`
Stablecoins	USDC
Chain	Ethereum in production; Ethereum Sepolia in sandbox
Availability	Production and sandbox
Liquidity	Instant, subject to vault liquidity

This source holds an ERC-4626 vault position. Put morpho-smokehouse-usdc under strategy.allocations.usdc. Valuation uses the vault’s onchain asset-per-share conversion; withdrawal liquidity depends on the vault’s available assets.

Morpho Gauntlet USDC Prime (Base)


Yield source IDs	`morpho-gauntlet-usdc-base`
Stablecoins	USDC
Chain	Base in production
Availability	Production only; halted in sandbox
Liquidity	Instant, subject to vault liquidity

This source holds an ERC-4626 vault position. Put morpho-gauntlet-usdc-base under strategy.allocations.usdc. Valuation uses the vault’s onchain asset-per-share conversion; withdrawal liquidity depends on the vault’s available assets.

Morpho Steakhouse Prime USDC (Base)


Yield source IDs	`morpho-steakhouse-usdc-base`
Stablecoins	USDC
Chain	Base in production
Availability	Production only; halted in sandbox
Liquidity	Instant, subject to vault liquidity

This source holds an ERC-4626 vault position. Put morpho-steakhouse-usdc-base under strategy.allocations.usdc. Valuation uses the vault’s onchain asset-per-share conversion; withdrawal liquidity depends on the vault’s available assets.

Kamino Allez USDC


Yield source ID	`kamino-allez-usdc`
Type	Curated kvault
Stablecoins	USDC
Chain	Solana
Liquidity	Instant

Kamino Allez USDC is a Solana-native USDC vault curated by Allez.

Kamino Gauntlet USDC Frontier


Yield source ID	`kamino-gauntlet-frontier-usdc`
Type	Curated kvault
Stablecoins	USDC
Chain	Solana
Liquidity	Instant

This Kamino kvault is curated under Gauntlet’s Frontier mandate.

Kamino RockawayX RWA USDC


Yield source ID	`kamino-rockawayx-rwa-usdc`
Type	Curated kvault with an RWA-tilted strategy mix
Stablecoins	USDC
Chain	Solana
Liquidity	Instant

This Kamino lending vault is curated by RockawayX with a focus on real-world asset exposure.

Kamino Steakhouse USDC


Yield source ID	`kamino-steakhouse-usdc`
Type	Curated kvault
Stablecoins	USDC
Chain	Solana
Liquidity	Instant

This Kamino kvault is curated by Steakhouse Financial.

Kamino Superstate USDC


Yield source ID	`kamino-superstate-usdc`
Type	Kamino klend reserve
Stablecoins	USDC
Chain	Solana
Liquidity	Instant

Your wallet supplies a Kamino lending reserve backed by Superstate collateral.

Aave V3 Core USDC


Yield source ID	`aave-v3-usdc`
Type	Overcollateralized lending
Stablecoins	USDC
Chain	Ethereum
Liquidity	Instant, subject to Aave pool liquidity
Provider page	Aave USDC reserve

Ground represents Aave positions as scaled aUSDC units and values them from Aave V3 reserve normalized income.

JustLend V1 USDT


Yield source ID	`justlend-v1-usdt`
Type	Collateralized lending market
Stablecoins	Native TRC-20 USDT
Chain	TRON (`tron`) in production; Shasta (`tron_shasta`) in sandbox
Allocation group	`usdt:tron`
Liquidity	Onchain redemption, subject to available market cash and protocol controls
Provider page	JustLend V1 USDT market

Ground supplies USDT to JustLend V1 and the Portfolio Wallet holds jUSDT receipt tokens. The position is valued using JustLend’s accrued share-to-USDT exchange rate. The catalog shows 100% exposure to the JustLend V1 USDT market; it is not a breakdown of individual borrowers or their collateral. JustLend’s lending rate is variable, not a fixed promised return. currentApy follows the published supply-rate convention, excluding reward-token incentives: 365-day annualization at the target three-second block interval, without an extra compounding step, truncated to whole basis points. Display it as Current APY only until validUntil. Historical apyBps remains separate and may be null until sufficient fresh 30-day history exists. Sampling times can cause brief differences from the provider page. Deposits and redemptions settle onchain without a provider-managed redemption queue. Completion still depends on transaction confirmation, available market liquidity, and protocol controls. Use withdrawal previews and final workflow status rather than treating an “instant” estimate as guaranteed settlement. Sandbox uses valueless Shasta test USDT and a simulated JustLend market. It exercises the same API flow but does not reproduce mainnet interest rates, liquidity, or market risk. See Supported Chains and Deposits.

Display returns

Catalog and wallet-position apyBps report the annualized 30-day return in denominationCurrency, expressed in basis points. For example, apyBps: 500 means 5% APY. If the value is null, display the rate as unavailable. Rates are variable and describe historical returns. Each source uses the following price or rate data:

For USD sources in production, apyBps uses a fresh Ground-calculated 30-day rate when available, then a fresh official provider rate.
USTB and USCC use trailing rates derived from discrete provider NAV publications.
JAAA and JTRSY use Centrifuge’s annualized seven-day and compounded 30-day yield snapshots.
Figure PRIME and AUTO use signed annualized 30-day realized returns from discrete share-price history.
Syrup uses Maple’s rate feed.
Morpho vaults use trailing rates derived from ERC-4626 NAV/share history.
Aave V3 uses reserve normalized income for valuation and trailing rates.
JustLend V1 uses its accrued jUSDT exchange rate for valuation and historical rates; currentApy is a separate, expiring current supply-rate preview. Do not substitute it for a wallet’s historical blended performance.
Kamino sources use trailing rates derived from onchain share prices or collateral exchange rates.
CETES uses stored MXN token-price history for its denomination APY. Dollar earnings reports and risk metrics retain USD returns. Wallet-level APY is unavailable while non-USD investments are held.

Show when prices were updated

Use priceAsOf on wallet yield positions to show when the reference price was observed. Sources such as USTB, USCC, JAAA, JTRSY, PRIME, and AUTO update their net asset value (NAV) when the provider publishes a new value; they return navUpdateMode: "discrete". Continuously accruing onchain sources return navUpdateMode: "continuous".

`protocol`

Value	Protocol
`gustb`	Ground gUSTB vault backed by Invesco Short Duration US Government Securities Fund tokenized by Superstate
`centrifuge`	Centrifuge
`figure`	Figure PRIME and AUTO through Hastra on Solana
`etherfuse`	Etherfuse Mexican Treasuries (CETES) on Stellar
`guscc`	Ground gUSCC vault backed by the Bitwise Crypto Carry Fund tokenized by Superstate
`morpho`	Morpho Labs
`maple`	Maple Finance
`aave_v3`	Aave V3
`justlend_v1`	JustLend V1
`kamino`	Kamino Finance

Estimate withdrawal timing

Use the source’s processingPolicies to explain typical deposit and redemption timing. For a specific wallet, call POST /v2/wallets/{id}/withdrawal-preview. Estimates depend on provider processing and available liquidity; wait for the withdrawal to complete before treating the payout as available. Each catalog row exposes action-specific deposit and redeem policies:

processingTimeBasis: "elapsed_seconds" describes ordinary elapsed time.
processingTimeBasis: "banking_days" describes calendar-aware settlement, such as JAAA and JTRSY.
processingTimeBasis: "provider_managed" describes Figure USDC settlement; processingEstimate and maximum are null, and completion depends on provider processing and available liquidity.
typicalMinUnits and typicalMaxUnits describe the typical range in that basis.
processingEstimate, when present, resolves the policy into durations or dates at request time.

Use POST /v2/wallets/{id}/withdrawal-preview for wallet-specific withdrawal estimates. Actual completion depends on provider processing and available liquidity.

Coming Soon

These are yield sources Ground has not yet integrated but is tracking for future support.

Aave USDT


Type	Overcollateralized lending
Stablecoins	USDT
Chain	Ethereum
Liquidity	Variable; withdrawals depend on pool liquidity
Provider page	Aave USDT reserve

Aave USDT is the USDT version of Aave’s Ethereum lending market, offering variable yield with withdrawals limited by pool liquidity and collateral constraints.

OpenTrade XHYC


Type	ETF-backed corporate credit
Stablecoins	Provider-specific
Chain	Avalanche, Plume
Liquidity	Repaid T+1
Provider page	OpenTrade High Yield Corporate Bond Vault

XHYC is backed by a short-duration high-yield corporate bond ETF and targets higher credit yield without a fixed lockup.

OpenTrade XRV+


Type	Structured rates and private credit
Stablecoins	Provider-specific
Chain	Not yet publicly disclosed
Liquidity	Not yet publicly disclosed
Provider page	OpenTrade product suite

XRV+ is OpenTrade’s higher-yield rates product family focused on assets such as commercial paper and commodities trade finance.

Ondo OUSG


Type	Tokenized U.S. Treasuries
Stablecoins	Provider-specific
Chain	Ethereum, Solana, Polygon, XRPL
Liquidity	24/7 instant mint and redemption
Provider page	Ondo Nexus

OUSG is Ondo’s tokenized U.S. Treasury product for institutional cash management with around-the-clock mint and redemption rails.

JitoSOL


Type	Liquid staking
Stablecoins	Not applicable
Chain	Solana
Liquidity	Liquid token with secondary-market access
Provider page	JitoSOL overview

JitoSOL keeps Solana staking exposure liquid and DeFi-usable while earning staking and MEV-linked rewards.

dSOL


Type	Liquid staking
Stablecoins	Not applicable
Chain	Solana
Liquidity	Liquid token within Drift
Provider page	Drift v3 overview

dSOL is Drift’s liquid staking token for use across Drift’s trading and borrow-lend product surface.

stETH


Type	Liquid staking
Stablecoins	Not applicable
Chain	Ethereum
Liquidity	Liquid token with broad DeFi liquidity
Provider page	What is stETH?

stETH is Lido’s liquid version of staked ETH, preserving staking exposure while remaining usable across DeFi.

Katana vbUSDC yVault


Type	Yield-bearing vault
Stablecoins	USDC
Chain	Katana
Liquidity	Onchain vault liquidity
Provider page	Katana vbUSDC vault

Katana’s vbUSDC vault makes bridged USDC productive through the network’s Vault Bridge model.

Katana vbUSDT yVault


Type	Yield-bearing vault
Stablecoins	USDT
Chain	Katana
Liquidity	Onchain vault liquidity
Provider page	Katana vbUSDT vault

Katana’s vbUSDT vault is the USDT counterpart to vbUSDC, packaging bridged stablecoin liquidity into a yield-bearing vault. Discover yield sources and Ondo stock tokens together with List portfolio assets. For Ondo stock details, see Stock Tokens.

​Available yield sources

​Check purchase access

​List assets without an API key

​Public asset fields

​RWA

​DeFi

​Choose a funding asset

​Catalog fields

​How Ground RWA Vaults work

​RWA details

​Invesco Short Duration US Government Securities Fund tokenized by Superstate

​Ground vaults

​Superstate redemption facility

​Bitwise Crypto Carry Fund tokenized by Superstate

​Superstate USTB on Solana

​Janus Henderson JAAA tokenized by Centrifuge

​Ground vaults

​Janus Henderson JTRSY tokenized by Centrifuge

​Ground vaults

​Figure PRIME and Figure AUTO

​Allocation and settlement

​Rate and availability

​Etherfuse Mexican Treasuries (CETES)

​DeFi details

​Maple Syrup USDC

​Maple Syrup USDT

​Morpho Gauntlet USDC Prime

​Morpho Steakhouse USDC Prime

​Morpho August USDC V2

​Morpho Smokehouse USDC

​Morpho Gauntlet USDC Prime (Base)

​Morpho Steakhouse Prime USDC (Base)

​Kamino Allez USDC

​Kamino Gauntlet USDC Frontier

​Kamino RockawayX RWA USDC

​Kamino Steakhouse USDC

​Kamino Superstate USDC

​Aave V3 Core USDC

​JustLend V1 USDT

​Display returns

​Show when prices were updated

​protocol

​Estimate withdrawal timing

​Coming Soon

​Aave USDT

​OpenTrade XHYC

​OpenTrade XRV+

​Ondo OUSG

​JitoSOL

​dSOL

​stETH

​Katana vbUSDC yVault

​Katana vbUSDT yVault

Available yield sources

Check purchase access

List assets without an API key

Public asset fields

RWA

DeFi

Choose a funding asset

Catalog fields

How Ground RWA Vaults work

RWA details

Invesco Short Duration US Government Securities Fund tokenized by Superstate

Ground vaults

Superstate redemption facility

Bitwise Crypto Carry Fund tokenized by Superstate

Superstate USTB on Solana

Janus Henderson JAAA tokenized by Centrifuge

Ground vaults

Janus Henderson JTRSY tokenized by Centrifuge

Ground vaults

Figure PRIME and Figure AUTO

Allocation and settlement

Rate and availability

Etherfuse Mexican Treasuries (CETES)

DeFi details

Maple Syrup USDC

Maple Syrup USDT

Morpho Gauntlet USDC Prime

Morpho Steakhouse USDC Prime

Morpho August USDC V2

Morpho Smokehouse USDC

Morpho Gauntlet USDC Prime (Base)

Morpho Steakhouse Prime USDC (Base)

Kamino Allez USDC

Kamino Gauntlet USDC Frontier

Kamino RockawayX RWA USDC

Kamino Steakhouse USDC

Kamino Superstate USDC

Aave V3 Core USDC

JustLend V1 USDT

Display returns

Show when prices were updated

`protocol`

Estimate withdrawal timing

Coming Soon

Aave USDT

OpenTrade XHYC

OpenTrade XRV+

Ondo OUSG

JitoSOL

dSOL

stETH

Katana vbUSDC yVault

Katana vbUSDT yVault